Millions of Americans - I call them the Suffering Majority - are being hit with rising house payments.
They're depleting their savings, liquidating their 401Ks or IRAs, or cashing out life insurance policies just to "feed the beast" and make that monthly mortgage payment.
Some people simply refuse to admit the obvious and take action because they don't know they have any options, while others are scared of what might happen if they make any noise, fearing some sort of lender reprisal if they speak up.
And the longer they wait, the more desperate their situation becomes.
I know a lot of folks think that they've gotta be in bad financial shape and unable to continue making their house payments before they can go after their mortgage company for predatory lending practices...
...and that's just not true.
Just because you're still able to cover rising payments doesn't mean you can't pursue the remedies available to you if your lender has violated your rights and federal law.
If your mortgage payments are rising and you think the only way out is to win the lottery, the worst thing you can do is nothing. You don't have to be behind or on the verge of being evicted to start exploring your options.
The truth is a wonderful thing. And if your rights have been violated by anyone in the lending chain, it really can "set you free."
But first you need to figure out if you fit the profile of someone who may have a case. Check out the Are You A Victim? section to learn more.
If, after completing this online test, you believe that you may be a victim of predatory mortgage lending, can click on this link to arrange for a mortgage audit and case evaluation by an attorney qualified to handle your case.
If your rights have, in fact, been violated, they'll be available to assist you with the settlement of your case.
